एईपीएस क्या होता है? फुल फॉर्म, सर्विसेज, बेनिफिट्स और ट्रांजैक्शन लिमिट

इनमें पेमेंट सिस्टम (payment system) यानी भुगतान सुविधा भी शामिल है। इन दिनों आप एईपीएस (AEPS) नाम बहुत सुन रहे होंगे।

क्या आप जानते हैं कि यह एईपीएस क्या है? (What is AEPS?) यदि नहीं तो भी चिंता न करें। आज इस पोस्ट में हम एईपीएस के बारे में विस्तार से आपको सब कुछ बताने की कोशिश करेंगे।

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दोस्तों, सबसे पहले एईपीएस (AEPS) की फुल फार्म जान लेते हैं। इसकी फुल फार्म (full form) है- आधार इनेबल्ड पेमेंट सिस्टम यानी मूल रूप से यह एक आधार आधारित भुगतान प्रणाली/सेवा है।

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इसके जरिए बैंक ग्राहक अपने आधार कार्ड नंबर के जरिए संबंधित आधार सक्रिय बैंक खाते की एक्सेस ले सकते हैं और सामान्य बैंकिंग लेन-देन (banking transactions) कर सकते हैं।

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आपको बता दें दोस्तों कि इस एईपीएस यानी आधार आधारित भुगतान प्रणाली (payment system) को एनपीसीआई (NPCI) यानी नेशनल पेमेंट कारपोरेशन ऑफ इंडिया (national payment corporation of India) ने विकसित किया है।

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इसके लिए उसने भारतीय रिजर्व बैंक (reserve Bank of India) यानी (RBI) एवं सदस्य बैंकों (members bank) की सलाह भी ली है। कुल मिलाकर एक ऐसा सिस्टम विकसित करने की कोशिश की गई है

[{"selector":"#anim-c9a1f7a7-0ba8-43a8-8867-7f968b80d47f","keyframes":{"transform":["translate3d(-115.55555%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8727283c-6093-4808-9eb6-149c3fc136fe","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-263e2499-b0b5-4bcd-8602-18355e94ff02","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}]

जो सुरक्षित हो और ग्रामीण क्षेत्रों (rural areas) के लोगों के उपयोग योग्य भी। इस कसौटी पर एईपीएस (AEPS) पूरी तरह से खरा उतरता है।

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एईपीएस के जरिए कैश डिपाजिट, कैश विद्ड्राल, बैलेंस इंक्वायरी, आधार टू आधार पेमेंट जैसी सुविधाएं ली जा सकती हैं।

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एईपीएस क्या होता है? फुल फॉर्म, सर्विसेज, बेनिफिट्स और ट्रांजैक्शन लिमिट अधिक जानने के लिए नीचे लिंक पर क्लिक करें?

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